Terms Of Service

Terms of Service
Please read these Terms of Service (“Terms”) carefully before using the CompareFinanceToday website (the “Site”) operated by CompareFinanceToday, LLC (“CompareFinanceToday,” “we,” “us,” or “our”). Your access to and use of the Site signifies your agreement to be bound by these Terms. If you do not agree to all of these Terms, you may not use the Site.

1. Acceptance of Terms

By accessing or using the Site, you agree to these Terms and our Privacy Policy. We may modify these Terms at any time by posting revised Terms on the Site. Changes become effective immediately upon posting and your continued use after that constitutes acceptance of the new Terms. Significant changes will be highlighted (e.g., via “Last updated” date).

2. Eligibility

You represent and warrant that you are at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms. If you are accessing or using the Site on behalf of an organization, you represent that you have authority to bind that organization.

3. Site Services and Content

a. Comparison Tools & Information. The Site provides informational content, comparison tables, and referral links concerning financial products (e.g., savings accounts, CDs, credit cards). All data—rates, fees, terms—are provided for convenience and may change without notice.
b. No Professional Advice. CompareFinanceToday is not a financial advisor. Content provided is for informational purposes only and should not substitute professional advice. Always consult a qualified financial professional before making decisions.

4. User Conduct

When using the Site, you agree not to:

• Post or transmit unlawful, defamatory, harassing, abusive, or otherwise objectionable content.
• Violate rights of others, including privacy, publicity, or intellectual property rights.
• Interfere with or disrupt the Site’s operation or servers.
• Use any automated means (robots, spiders) to scrape, harvest, or index Site content.
• Impersonate any person or entity or misrepresent your affiliation with any party.

5. User Accounts & Registration

Certain features (e.g., saving favorites, subscribing to newsletters) may require registration. You agree to:

• Provide accurate, current, and complete information.
• Maintain the confidentiality of your password and notify us immediately of unauthorized use.
• Be responsible for all activities under your account.

6. Submissions & License Grant

Any content you post to public areas of the Site (comments, reviews) are “Submissions.” You retain ownership of your Submissions, but grant CompareFinanceToday a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, modify, publish, translate, distribute, and display those Submissions in any media.

7. Intellectual Property

All Site content (text, graphics, logos, images, software) is owned or licensed by CompareFinanceToday and protected by copyright, trademark, and other laws. You may view and download content for personal, non-commercial use only, provided you keep intact all proprietary notices. Any other use (reproduction, distribution, modification) is prohibited without our prior written consent.

8. Third-Party Links & Integrations

The Site may contain links or referral to third-party websites, services, or products. We do not control or endorse those third parties and are not responsible for their content, accuracy, or practices. Your use of any third-party site is at your own risk and subject to their terms.

9. Promotions & Contests

From time to time, we may host promotions or contests. Additional rules and eligibility requirements will apply and will be posted in connection with each promotion. In the event of a conflict, the promotion’s specific rules control.

10. Privacy & Data

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and disclose information. By using the Site, you consent to our data practices as described there.

11. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, COMPAREFINANCETODAY DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL COMPAREFINANCETODAY, ITS AFFILIATES, OR ITS LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM THESE TERMS OR YOUR USE OF THE SITE WILL NOT EXCEED THE AMOUNT YOU PAID US, IF ANY, TO ACCESS THE SITE.

13. Indemnification

You agree to defend, indemnify, and hold harmless CompareFinanceToday and its officers, directors, employees, and agents from any claim, loss, damage, liability, or expense (including reasonable attorneys’ fees) arising from your violation of these Terms or your use of the Site.

14. Termination

We may suspend or terminate your access, without notice, for any conduct we deem harmful or in violation of these Terms. Sections 3–6, 8–14, and 16–19 survive any termination.

15. Governing Law & Venue

These Terms are governed by the laws of the State of New York without regard to conflict-of-law principles. You agree to submit to the exclusive jurisdiction of the courts located in New York County, New York.

16. International Use

The Site is intended for users in the United States. If you access it from other jurisdictions, you do so at your own risk and are responsible for compliance with local laws.

17. Notices

We may provide notices via email, posting on the Site, or other reasonable means. You consent to receive electronic communications from us.

18. Severability

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms posted on the Site, constitute the entire agreement between you and CompareFinanceToday regarding your use of the Site, superseding any prior agreements.
Contact Us
If you have questions about these Terms, please email us at support@comparefinancetoday.com.